Industry statistics say it all
100%
South Africans who can retire comfortably
0%
The percentage of your current income you need to save in order to provide a pension equal to 75% of salary
0 years
The number of years you need to save towards retirement in order to earn a pension equal to 75% of salary at retirement
Our key differentiators
are as follows:
Utilise our extensive expertise and experience to become a preferred employer by providing the best possible combination of employee benefits to your workforce in an integrated, sustainable, and cost-effective manner.
Experience our unique data and analytics driven approach ensuring full transparency of your employee benefits environment and putting you in control of the value and cost benefit equation.
Benefit from our truly independent status as an untied consultancy with full accreditation with all major product providers and underwriters to bring you unbiased advice on the best-fit solution for your employee benefits package.
Enjoy competitive advantage in the war-on-talent by providing the best possible benefits for your extended workforce while ensuring that their financial security wellbeing is not compromised through unaffordability or poor choice selection.
What clients have to say about us
"CSO has been integral to the success of our health care arrangements, financial services and employee benefits advisory services, dispensing critical advice from which solutions are structured for the organization."
- Sandile KhumaloManager - Human Resources
"CSO has been involved with our business for several years in the capacity of Benefits Consultant and have demonstrated an in-depth understanding of the retirement fund industry coupled with extensive knowledge applied via a practical management methodology resulting in unbiased and objective advice and their experience in procuring service providers is unparalleled."
- N CoetzeeChairman Trustees
"CSO has been professional, responsible and reliable in delivering medical services to our business at every engagement. They spent significant time understanding our business, strategy, structure, vision and goals, therefore ensuring the alignment of attained outcomes with our objectives."
- Helen MogorosiManager
Articles to keep you informed.
Read the latest articles to keep informed on the Financial Services Industry
An authorised Financial Services Provider | Reg no: 2003/005594/07 Financial Service Group: CSO Employee Benefit Services (Pty) Ltd - FSP: 13820 | Scientia Optimate Financial Services (Pty) Ltd – FSP: 7581 | EOH Employee Benefits (Pty) Ltd – FSP: 38088 | HCI Financial Services (Pty) Ltd – FSP: 7605 Director: LJ Mathekga